Strategic Risk Monitor APRIL 2024 | 2nd EDITION

Why Do I Need a Risk Manager Versus a Regular Insurance Agent?

When shopping for an insurance agent, some things are much more important than the price of the premium. There are insurance salesmen, and there are risk managers. What makes one advantageous over the other?

It starts with the process. Insurance agents fill out applications. Risk managers conduct interviews. Insurance agents focus on products to sell. Risk managers focus on problems to solve. Insurance agents have a line of insurance to sell. Risk managers broker with others to access markets near and far. Their focus is to solve the customer problems first, and worry about commissions next.

Our Focus

Puharic and Associates, Inc. seeks to differentiate services by focusing on the client experience, client education, and risk management practices that benefit business owners and upwardly mobile persons.

We will provide sole-remedy consulting services for business owners from the phase of start-up through growth, asset management, and estate planning.

We're Expanding Our Footprint!

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Risk Management Resources

07.05.2023

Cyber Liability and the Work from Home World

You've taken the necessary steps to see up your workers to access client files and proprietary work data from home. There is no better time to understand your current Cyber Liability Insurance coverage, and what it does and does NOT do.

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07.06.2023

Five steps every business owner must take to win the Cyber War

Hackers are winning the cyber war. Insurance alone is not enough. Follow these steps to protect your business against cyber criminals.

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04.03.2024-04.04.2024

LSRPA Conference

Puharic and Associates will be sponsoring the Licensed Site Remediation Professionals Association's Conference for Environmental Professionals on April 3-4. The conference offers information on the latest industry trends for continuing education credits for environmental professionals, and extensive networking opportunities.

Jersey Shore Chamber of Commerce hosts 2024 Biz Expo

Puharic and Associates will be sponsoring the 2024 Biz Expo on April 16, 2024 from 5:00 pm - 7:30 pm at the Berkley Oceanfront Hotel in Asbury Park.

This event is free to the public!

Engineer Insurance Pro

Engineer Insurance Pro is a concierge-style risk management educational resource designed for business owners seeking sole remedy insurance solutions for Professional, General, Excess, Cyber, and Employer Practices. Engineer Insurance Pro has resources for those specializing in licensed professionals such as Consulting Engineers, Architects, Environmental Scientists, Contractors, Accountants, Attorneys, and all types of family businesses.