Why does Ukrposhta need a bank? - First of all, Ukraine does not need a bank, but Ukrposhta. There are 29,000 settlements in Ukraine. There are only 6,385 bank branches. The same Savings Bank has less than 2,000 branches and, in fact, is now located at the level of district centers and above, like other banks. Which, by the way, is provided by his development strategy. 4.3% of settlements in Ukraine have an ATM, 3.9% - a bank branch. - Ukrposhta is the operator of the payment system and must digitize it by the end of the year. It will cost about 1.5 billion hryvnias. You can build your bank on the basis of this infrastructure, you can cooperate with an agent bank. - Ukrposhta has 5.5 million customers. 3.5 million - retirees, 2 million - e-commerce customers. According to the number of clients, it is a bank №3. Is it possible to give such a customer base? The question is money. Ukrposhta receives UAH 2.3 billion for the delivery of pensions from the state. This is about 25% of our income. If we give the client base - the money will go. Ukrposhta cannot reduce the network. Will the bank be able to pay us this amount if we transfer customers to it? I doubt it. - The Postal Bank would reduce the share of government-related revenue from 48% to 7% in 4 years and make Ukrposhta attractive for private investment. Did the opponents manage to reach an agreement - see the link: https://fb.watch/b2ocbUS9xb/ | 
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